What is difference between Narendra Modi and Rahul Gandhi?

Answer by 

Satyarth Routroy

Bharatiya Odia thru Quora Digest

A) Basic differences between Narendra Modi and Rahul Gandhi:-

1. Narendra Modi belongs to a typical common & poor Indian family whom Congress leaders mocked as “chaiwala” (tea seller) because he used to sell tea to help his family. Rahul Gandhi belongs to the largest political dynasty in India who is considered the “kuldeepak” (heir) of the Congress party.
2. Narendra Modi joined politics because he wanted to serve his nation. Rahul Gandhi joined politics because his mother asked him to look after their family profession.
3. Narendra Modi has wisdom and political sense. Rahul Gandhi is talented in making political nonsense.
4. Narendra Modi is a typical native Indian common man while Rahul Gandhi has foreign blood in his veins.
5. Narendra Modi has good sense of humor, while Rahul Gandhi acts like a comedian.
6. Narendra Modi has only Indian citizenship. Rahul Gandhi has been alleged of having multiple citizenship from different countries.
7. Narendra Modi has no money except the salary he gets as the Prime Minister. Rahul Gandhi has huge property, land assets, stakes in business farms, shops in malls, etc. Source:- Rahul Gandhi’s past businesses: A BPO firm, shops, land

B) Difference between Narendra Modi and Rahul Gandhi based on their interactions with common people:-

1) Women empowerment and respect to women: Whenever Rahul Gandhi is asked about Congress’ manifesto, he always utters one point as a mandatory aspect- Women Empowerment. Let’s see something:-

Narendra Modi bows down and touches elder women’s feet as a gesture of respect. Rahul Gandhi, who always talks about women empowerment, lets elder women touch his feet.

2) Respect to elders: Narendra Modi bows down to touch elder persons’ feet as a gesture of respect. On the other hand, Rahul Gandhi gets his feet touched by elder people.

3) Relation with party members: Narendra Modi treats his party members with respect whether they are party workers, junior members or senior leaders. On the other hand, Rahul Gandhi treats his party members as his sycophants.

4) Attending political rival’s funeral ceremony: When Narendra Modi was consoling grief stricken CM Panneerselvam at Jayalalitha’s funeral, Rahul Gandhi was laughing and having fun with like minded people like Gulam Nabi Azad.

C) Difference between Narendra Modi and Rahul Gandhi based on their performance and attitude:

1. Narendra Modi works for 16–18 hours per day. He didn’t take any single holiday. Rahul Gandhi works less and always takes long secret holidays without anybody’s knowledge. Sometimes he goes to Europe, sometimes he goes to Thailand.
2. Narendra Modi takes bold decisions like demonetization, surgical strikes, restriction on cash donation to parties at Rs. 2000, etc. On the other hand, Rahul Gandhi’s performances include issues like:-
1. Spreading rumor that the suit worn by Modi during Obama’s visit costs Rs. 10 lakh. The suit was actually gifted by a Gujarati businessman. Rahul Gandhi forgot about the suits worn by his grandfather and father in the past.
2. Claiming that despite belonging to India’s richest political family he himself wears torn suits.

D) Difference between Narendra Modi and Rahul Gandhi with respect to Secularism:

In his interview, Narendra Modi says- “Indian Muslims will live for India, they will die for India. They will not want anything bad for India”.

On the other hand, let’s see Rahul Gandhi’s secularism:-

1. On a Sankalp Samavesh held for his father’s 70th birthday anniversary, Rahul Gandhi said- “Those who go to the temples, worship the goddess, refer to women as daughters and mothers, molest women in the bus”.
2. As per the whistleblower website Wikileaks, Rahul Gandhi once told US ambassador Timothy Roemer that Hindu groups are bigger threat than Lashkar-e-Tayyeba. Source:- Radical Hindu groups bigger threat than LeT, says Rahul

The difference between Narendra Modi and Rahul Gandhi is huge. So much huge that it can’t be summed up in a single answer.

To give a clear picture about the difference between the two, let me tell you a small summary.

Narendra Modi’s achievement is that he was one of the best CMs of Gujarat whose tenure was twelve and a half year. He is now the current Prime Minister of India.

To know about the achievements of Rahul Gandhi, please visit this link:- Rahul Gandhi's Achievements - A Comprehensive Guide.

What do you see in the link? Do you see a blank page with nothing written in it?

Don’t be surprised. That is what Rahul Gandhi’s real achievement. His achievement is blank.

Living in a bachelor accommodation? Your personal loan application may be turned down Lenders such as banks, NBFCs, fintech companies and peer-to-peer (P2P) lenders have their own criteria to assess a borrower’s creditworthiness.

Aditya Kumar

Personal loans are a rage among working professionals seeking quick means to secure financial aid. While some say they are a life saviour to help tide over instant financial needs, others say they carry very high interest rates. The internet is flooded with all sorts of information related to personal loans. One can even approach a financial advisor to get more details but the knowledge gathered is almost always ambiguous.

Regardless of the information that you hear about personal loans, they are without a doubt an ideal solution that people have been choosing to serve their instant monetary needs. Why? Because they are easily available. You don’t have to visit any bank or NBFC branch. Apply online, get it digitally approved and receive the loan amount in your bank account within 24-48 hours.

Lenders such as banks, NBFCs, fintech companies and peer-to-peer (P2P) lenders have their own criteria to assess a borrower’s creditworthiness. The process of underwriting includes a plethora of aspects which may not be completely known. Factors such as age, employment, credit history and various other information are taken into account.

However, if you are residing in a shared or bachelor accommodation, many lenders are hesitant to approve your loan approval. Yes, that’s true! Your home – rented or shared - can create a difference between approval and rejection of a loan.

Why lenders hesitate to grant loans to those living in shared accommodations?

A residence is an important determinant when it comes to granting loans to those residing as a paying guest or shared accommodation. If it is your first job after graduation, you most likely will not be earning enough to afford a new house. Approving your loan application could pose a risk to the lender, as it knows that you already have to pay rent while managing a spate of other expenses. The conclusion might be that you are incapable of repaying the loan going forward.

Initially, you may choose to rent an apartment or share it with bachelors. Unfortunately, many lenders may prefer not to consider such persons for a personal loan. On the other hand, if you own a house, are married and staying at the same residence for years, there is a higher likelihood that your loan application will get approved easily.

What do the lenders deduce?

As the personal loan is granted on your assurance that you would be paying back later through equated monthly instalments (EMIs), the first thing that lenders consider is your repayment capacity. Now, bachelors are often prone to changing residences and jobs. This sends a negative impression to lenders as it suggests an element of inability in making timely repayments.

How do the lenders ascertain whether you are eligible?

Traditional lenders like banks and NBFCs, who have a strict list of checkboxes to approve a loan, can even reject you immediately. However, that does not mean you can easily get a personal loan from other lenders.

Lenders thoroughly go through the information that you have provided while filling the application form. While crawling through the details, if they find 'shared accommodation' or 'paying guest' in your residential information, they try alternate means to verify your repayment capacity.

For example, they can ask for additional checks. In that case, along with your job profile, the duration or tenure of your employment becomes an important factor. In case you have jumped between five-to-six companies within a time span of two years, the lender will warn banks to keep your profile under scrutiny.

How are alternative data sources used to assess the borrower's repayment capacity?

There are other online marketplaces which do not hesitate in granting unsecured personal loans. They assign loans based on their proprietary risk-management algorithms, advanced data analytics and other data sources, some of which include a borrower’s social media profile. This helps them to become aware of the borrower’s spending, savings and other financial habits.

With the help of social media profiles, lenders understand what kind of blogs or articles the borrower reads frequently. In spite of merely judging on the basis of residence, they use other profiles like LinkedIn to see how often the individual has changed jobs or is looking for one. This helps the lenders to determine the borrower’s ability to repay the loan.

The writer is Founder & CEO of Qbera.com published in moneycontrol

After over 70 years of Independence, India completes electrification of all of its villages As per government records, by April 1, 2015, India had about 18,452 unelectrified villages. Since then, until April 28 this year, India managed to electrify close to 16 and a half villages every day

Moneycontrol News@moneycontrolcom

As electricity reached Manipur’s Leisang village on the evening of Saturday, India, after over 70 years of Independence completed the electrification of all of its villages.

Leisang village, located in the Senapati district of Manipur with its 65-strong population (2011 census), now joins the other 597,463 census villages in the country who have access to electricity.

The idea of electrifying every village in India was conveyed by PM Modi in his August 15 speech in 2015 where he promised electrification all un-electrified villages within 1000 days.

The task which took 988 days (as on April 28, 2018) to complete is being attributed to an effective implementation of Deen Dayal Upadhyaya Gram Jyoti Yojana (DDUGJY) through Rural Electrification Corporation by the Ministry of Power.

Prime Minister Modi also tweeted about the development this morning.

Narendra Modi

✔@narendramodi

28th April 2018 will be remembered as a historic day in the development journey of India. Yesterday, we fulfilled a commitment due to which the lives of several Indians will be transformed forever! I am delighted that every single village of India now has access to electricity.

10:28 AM - Apr 29, 2018

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As per government records, by April 1, 2015, India had about 18,452 unelectrified villages. Since then until April 28, 2018, India managed to electrify close to 16 and a half villages every day.

As per the DDUGJY website, there were 1275 additional villages that had no electricity. These villages have also been included in the national power grid or have been electrified by off-grid solutions.

Prime Minister Modi, in another tweet this morning, credited “all those who worked tirelessly on the ground, including the team of officials, the technical staff”.

Narendra Modi

✔@narendramodi

I salute the efforts of all those who worked tirelessly on the ground, including the team of officials, the technical staff and all others, to make this dream of a #PowerfulIndia a reality. Their efforts today will help generations of Indians in the coming years.

10:32 AM - Apr 29, 2018

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As per data from the World Bank, about 79.17% of India had access to electricity in 2014.

An electrified village as per the government definition, has the following: (i) provision of basic infrastructure such as distribution transformers and lines in the inhabited locality, (ii) provision of electricity in public places like schools, panchayat office, health centers, dispensaries, and community centers, and (iii) at least 10% of the total number of households in the village are electrified.

BJP leader and current Minister of Railways and Coal, Piyush Goyal, who was at the helm of the power ministry between 2014 and 2017, tweeted to express his contentment.

Piyush Goyal

✔@PiyushGoyal

Under the decisive leadership of PM @NarendraModi India has finally been able to electrify all its villages before the set target date. With the elimination of darkness from the lives of fellow Indian villagers, we commit ourselves to building a new and #PowerfulIndia

12:07 PM - Apr 29, 2018

INDIANS' REASON TO DRINK ALCOHOL-FUNNY ONE

Qatar to abolish controversial exit system for workers: Experts AFP|Updated: Apr 29, 2018, 09.06 PM IST

DOHA: Qatar could agree a deal within a fortnight to abolish its controversial exit visa system, which requires workers to obtain their employers' permission to leave the country, labour experts said Sunday. 

The possibility of a landmark deal came as the International Labour Organization opened an office in Doha on Sunday, part of an agreement under which the United Nations agency will oversee wholesale labour reform by the 2022 World Cup host. 

"We are looking now about the final details of the exit visa, we expect a deal within the next two weeks," said Sharan Burrow, general secretary of the International Trade Union Confederation and a once-vocal critic of Qatar's labour laws. 

Other sources with knowledge of negotiations on the issue confirmed a deal was expected to be announced soon. 

The exit visa system has long been savaged by critics of Qatar's labour practices as a prime example of the Gulf state's  exploitation of its vast migrant workforce, which numbers some two million. 

Qatar, under increased pressure since it won the right to host the World Cup, has pledged to reform the system. 

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RBI liberalizes ECB norms; more access to cheaper funds In a bid to facilitate cheaper access of overseas funds, RBI further liberalizes External Commercial Borrowings policy by including more sectors in the window

Last Published: Sat, Apr 28 2018. 11 01 AM IST

With a view to harmonising the extant provisions of Foreign Currency and Rupee ECBs and Rupee Denominated Bonds, it has been decided to stipulate a uniform all-in-cost ceiling of 450 basis points over the benchmark rate. Photo: Mint

Mumbai: In a bid to facilitate cheaper access of overseas funds, the Reserve Bank of India (RBI) on Friday further liberalized External Commercial Borrowings (ECB) policy by including more sectors in the window.

“It has been decided to increase the ECB Liability to Equity Ratio for ECB raised from direct foreign equity holder under the automatic route to 7:1. This ratio will not be applicable if total of all ECBs raised by an entity is up to USD 5 million or equivalent,” RBI said in a late night notification.

With a view to harmonising the extant provisions of Foreign Currency and Rupee ECBs and Rupee Denominated Bonds, it has been decided to stipulate a uniform all-in-cost ceiling of 450 basis points over the benchmark rate. “The benchmark rate will be 6 month USD LIBOR (or applicable benchmark for respective currency) for Track I and Track II, while it will be prevailing yield of the Government of India securities of corresponding maturity for Track III (Rupee ECBs) and RDBs,” it said.

It has been decided to permit Housing Finance Companies and port trust can avail of ECBs under all tracks. Such entities should have a board approved risk management policy and should keep their ECB exposure hedged 100 per cent at all times for ECBs raised, it said.

As part of condition for investment raised through ECBs should avoid putting that money in real estate or purchase of land except when used for affordable housing, construction and development of SEZ and industrial parks/integrated townships.

Besides, it also restricts ECB fund to be invested in share market and equity investment. On-lending to entities for the above activities is also barred as per the law, it said.

First Published: Sat, Apr 28 2018. 10 57 AM IST

ED arrests CA over ₹1,000cr laundering

By Vijay V Singh

The Enforcement Directorate (ED) has arrested Mumbai-based chartered accountant Dinesh Jajodia in a Rs 1,000 crore money-laundering case against GeodesicLtd following a two-year probe. Jajodia is allegedly the key link in the case and police are interrogating him to unearth the money trail. 

Geodesic was known for innovations such as live internet television service called Mundu TV. 

In January 2016, Mumbai police’s economic offences wing had arrested three Geodesic directors—Prashant Mulekar, Kiran Kulkarni and Pankaj Kumar—after registering a cheating case against them. The ED registered a money-laundering case against the three for allegedly defrauding investors in India and abroad. In June 2016, ED has attached Mulekar’s three Rs 3 crore flats. 

During the investigation, ED reportedly found that Jajodia was the crucial link in the case and summoned him for questioning on Thursday. After recording his statement, they arrested him for custodial interrogation. On Friday, he was produced before a special court, which remanded him to five days’ ED custody. 

Officials said in 2008-09, Genodesic raised funds under foreign currency convertible bonds (FCCB). Citibank NA, London, acted as a trustee for the company’s overseas acquisition and business expansion activities. But the funds were not used for the specified purpose and the company allegedly diverted the money in shell companies created in various foreign countries and defrauded on payment. 

The company also cheated its shareholders in India, said an ED official. ED press release said, “Investigation revealed that the accused hatched a criminal conspiracy to defraud shareholders as well as FCCB holders (overseas investors) by creating a web of shell companies in various countries through fictitious dealings in order to receive wrongful gains.” 

An official said that Jajodia had allegedly planned the entire strategy, from raising funds through FCCB and shareholders to diverting them into accounts of shell companies. He said, “Many of these shell companies were created by Jajodia for money laundering. He knows the details of the money trail and we are inquiring with him about it.” 

(This article was originally published in The Times of India)

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Here we go again! Legendary Swedish disco band ABBA to reunite and make new music after 35 years

SWEDEN’s legendary disco group ABBA announced on Friday that they have reunited to record two new songs, 35 years after their last single.

“We all four felt that, after some 35 years, it could be fun to join forces again and go into the recording studio. So we did,” the group said in a statement after repeated comments that they would never reunite.

2 Koreas seek peace, denuclearisation, reunification at historic summit

April 28, 2018 00:34 IST

After entering the Peace House for the inter-Korean summit, Kim wrote in the guest book 'a new history begins now' and 'an age of peace, at the starting point of history'.

IMAGE: North Korean leader Kim Jong-un toasts South Korean President Moon Jae-in's wife Kim Jung-sook at the truce village of Panmunjom inside the demilitarised zone separating the two Koreas, in South Korea on Friday. Kim's wife Ri Sol-ju, extreme left, also seen. All Photographs: Korea Summit Press Pool/ via Reuters

North Korean leader Kim Jong-un and South Korean President Moon Jae-in ended their historic summit on Friday in the Demilitarised Zone of Panmunjom with a glimmer of hope and positivity.

The two leaders agreed to pursue a permanent peace treaty and the complete denuclearisation of their divided peninsula.

To begin with, Kim became the first-ever North Korean leader to step on the South Korean soil, when he took a step at the border village of Panmunjom in the Demilitarised Zone (DMZ), the world's most heavily guarded border, separating the two countries.

He then shook hands with Moon, which was the first-ever meeting between the leaders of the two countries after the Korean War ended in 1953.

The inter-Korean summit was also unique as it was the first time in over a decade that it was being held.

The previous two summits were held in 2000 and 2007 in Pyongyang. It was also the first time that the summit was being held in South Korea.

The two Korean leaders were escorted by security guards, with a red carpet laid for them leading to Peace House. During the escort, a traditional Korean folk dance called 'arigang' was performed by artists from both the countries.

Kim and Moon jointly inspected a South Korean honour guard as part of an official ceremony to welcome the former.

IMAGE: The two leaders with their wives attend a farewell ceremony at the truce village.

According to CNN, after entering the Peace House for the inter-Korean summit, Kim wrote in the guest book 'a new history begins now' and 'an age of peace, at the starting point of history'.

Delegation-level talks were held, where the two leaders were engaged on the topics of denuclearisation of the Korean peninsula, easing military tensions and formulating an official peace treaty to officially end the 65-year-old Korean War.

The Korean War between the two countries took place between 1950-53, which ended with a ceasefire and signing of an armistice agreement.

Technically, both the countries are still at war since no peace treaty has been signed between them.

The two Korean leaders held a ceremonial tree-planting, wherein the two shovelled some soil onto a pine tree that was already in the ground before the leaders arrived.

The tree dates back to 1953, the year when the armistice agreement of the Korean War was signed.

Kim used soil from a mountain on the southern island of Jeju while Moon used earth from Mount Paektu in the north to plant the tree.

IMAGE: Moon and Kim shake hands at the truce village on either side of the border separating the two Koreas.

The two Korean leaders separately watered the tree with water from the other's territory respectively.

In a joint declaration after the talks, the two leaders officially inaugurated a document formally called the 'Panmunjom Declaration for Peace, Prosperity and Unification on the Korean Peninsula.'

The declaration read, 'The two leaders solemnly declare that there will be no more war on the Korean Peninsula and a new era of peace has begun,' CNN reported.

Kim said that the two Koreas were one united people, who should work together towards the goal of achieving reunification.

"We are not a people that should be confronting each other, we should be living in unity. We have long waited for this moment to happen. All of us," he said.

"The road I have used today, I sincerely hope every South and North Korean citizen can use this road. We will be able to enjoy peace and prosperity on the Korean Peninsula without having to fear the war," Kim added.

The two Koreas agreed to sign a peace treaty formally later this year, ending the six-decades-old war between the two countries.

IMAGE: The two leaders walk across the border.

Moon also reiterated that it marked the rise of 'a new era of peace'.

The Korean countries organise reunions of families separated by the six-decade-old conflict and will arrange another high-level meeting to be held in mid-June.

Also, military-level talks between the two Koreas are slated to be held soon.

It was also agreed that the leaders of North and South Korea would establish regular contact between each other with the establishment of a hotline.

The South Korean President is also slated to visit Pyongyang later this year, according to a statement released by his presidential office.

Furthermore, the two sides agreed to 'encourage more active cooperation, exchanges, visits and contacts at all levels in order to rejuvenate the sense of national reconciliation and unity'.

Both the Koreas will hold a special meeting on June 15.

The two Koreas will establish a 'joint liaison office', in the Kaesong region in North Korea, where the two countries used to operate an industrial complex, CNNreported.

They will also hold reunions for families separated by the division of the Korean Peninsula on August 15. Both sides agreed to stop blasting propaganda speeches through loudspeakers on the DMZ border.

Also, giving a further thrust in sports diplomacy, the two Koreas will jointly participate in the Asian Games in Indonesia in August. The two countries marched under a unified Korean flag and fielded a unified Korean ice-hockey team in the Pyeongchang Winter Olympics in South Korea in February.

Following this, a banquet dinner was held, wherein the spouses of Kim and Moon attended.

IMAGE: Moon and Kim share a light moment during a banquet on the Peace House at the truce village.

At the dinner session, the North Korean leader said, "We need to maintain peace and open a new era of co-prosperity to overcome the challenges facing the Korean Peninsula. We are ready to display a commitment to building peace to the world."

A sound and light show was held outside the premises of the Peace House, a Korean song called "One dream, One Korea" was sung by South Korean singer Minah, followed by performances from an orchestra of both the Korean countries.

The two Korean leaders held hands during the show and a slideshow was also played to project the events of the summit.

With this, the summit officially came to a close with the respective leaders and their delegations heading back to Seoul and Pyongyang respectively.

Many countries such as China, Russia and Japan and the United Nations (UN) have praised the outcome and positivity of the successful summit. They hoped for ending of hostilities and pressing for peace, denuclearisation and reconciliation of the Korean Peninsula.

Meanwhile, United States President Donald Trump claimed credit for the historic meeting between the leaders of two Koreas and declared that peace on the divided peninsula could be achieved and its people could live in harmony.

Hours after the meet, Trump said, “When I began, people were saying that was an impossibility.”

"They said there were two alternatives: Let them have what they have, or go to war. And now we have a much better alternative than anybody thought even possible."

Source: ANI