The National Payments Corporation of India (NPCI) is empowering citizens by raising awareness about 'Digital Arrest' frauds and educating them on how they can identify potential scams and protect themselves.
According to an NPCI press release, “Digital payments are now accessible nationwide, driving India towards a digital-first economy. They offer both security and convenience. However, it's crucial to use digital payments safely and avoid online scams. Early identification of potential scams helps protect you and your loved ones, fostering a safer, less-cash economy, for everyone.”
What is digital arrest?
Online frauds are becoming more sophisticated, with 'Digital Arrest' schemes being a classic example. In these scams, fraudsters impersonate law enforcement officers, fooling victims into paying money or disclosing personal information by fabricating legal issues involving the victim or a family member. They call people first and then transition to video calls via platforms such as WhatsApp or Skype. Victims are threatened with a digital arrest warrant for alleged financial misconduct or other legal violations. Under fear, victims often give in, resulting in financial loss and the risk of identity theft.
How to identify potential ‘digital arrest’ scam
According to the NPCI release, here is how you can identify potential ‘digital arrest’ scams.
“Unexpected Contact from ‘Officials’: Be cautious if someone claims to be from government agencies like the police, CBI, income tax officers, or customs agents, contacts you. Be cautious especially if they claim urgent legal action is being initiated or warranted. They might allege that you or one of your family members is involved in a serious crime like money laundering, tax evasion, or drug trafficking.
· Fear-based language and urgency: Scammers may request video calls, disguising themselves in police uniforms, using government logos, or creating official-sounding background noise to appear legitimate. They often threaten arrest or immediate legal action, demanding a quick response and using legal terms to sound convincing. In some cases, they create a police station-like set up to further convince victims of their credibility.
· Request for sensitive information or payment: Scammers may ask for personal information or demand large sums of money, promising that this will clear up your involvement in the alleged crime. They may also coerce you to transfer money to their account until the investigation is complete. Terms like “clearing your name”, “assisting with the investigation”, or “refundable security deposit/escrow account” might be used by them to persuade you into transferring money to specified bank accounts or UPI IDs.”
Here are steps to stay protected from digital frauds
Take some time to double-check any unexpected calls or communications about legal issues. Stay composed since scammers rely on anxiety and desperation. Legitimate government and law enforcement agencies never solicit funds or conduct investigations by phone or video call. Before taking any action, always validate the caller's identity and consult with trustworthy sources.
Lastly, save messages, take screenshots and document interactions. This can help authorities if you need to file a report.
Where can you report such scams?
Report suspicious numbers to the national cybercrime helpline by dialing 1930 or the Department of Telecommunication (https://sancharsaathi.gov.in/sfc/)
No comments:
Post a Comment