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Thursday, September 7, 2023

GUIDE TO HEALTH INSURANCE FOR ALL TRAVELLING TO POLAND :-PRZEWODNIK PO UBEZPIECZENIACH ZDROWOTNYCH DLA WSZYSTKICH PODRÓŻUJĄCYCH DO POLSKI

 I LANDED AT POLAND ON JULY 20 2023 TO STAY WITH MY SON AND DAUGHTER IN LAW WITH MY NATIONAL DEPENDENT VISA.UNFORTUNATELY I HAD AN EMERGENCY MEDICAL COMPLICATION ON JULY 27 AND THE ONLY SOURCE TO ATTEND TO THIS WAS GOVERNMENT HOSPITAL.FORTUNATELY MY SON HAD COVERED ME UNDER HEALTH INSURANCE AND DOCTORS COULD ATTEND TO ME IN TIME AS I HAD MY PESEL NUMBER ISSUED TO ME.

LET US UNDERSTAND ABOUT THIS AS PUBLISHED ON THE SITE OF EUROPIAN COMMISSION


Obtain a PESEL Number – a service provided to foreigners

If you are foreigner living in Poland, you can register your residence – in such a situation, you will automatically obtain a PESEL Number [Polish acronym for „Universal Electronic System for Registration of the Population”]. If you cannot register your residence, and any agency requires a PESEL Number from you – submit an application. Check how to do this.

Przekierowanie do karty usługi w języku polskimPrzekierowanie do karty usługi w języku ukraińskimPrzekierowanie do karty usługi w języku angielskim

 


Informacje:

Eligibility for obtaining a PESEL Number

    • You will obtain the PESEL Number ex officio – if you register your residence in Poland for a stay of over 30 days.
    • Submit an application with any municipality/township office – if you cannot register your residence, but you need the PESEL Number.

What you have to prepare

    • If you register your residence:

      • an application for the assigning of a PESEL Number – download  and fill it out at home. You can also obtain the application at the municipality/township office. In the Materials below there are instructions on how to correctly complete the application form for a PESEL number in Polish,
      • a document, which confirms your identity and other data entered in the application form.

      You can submit the application In person or by a Proxy acting on your behalf. Learn more at the office how to handle the matter through a proxy.
      Remember! Provide the actual legal base in the application, which entails the obligation of holding a PESEL Number. If Any agency (for example, ZUS (Social Security Agency) or tax Office requires the PESEL Number – it should also provide you with the legal base of such a requirement.
      If there are any deficiencies in the application – you will be informed that they need to be supplemented. The office will not be able to review your application, if the said application fails to meet official requirements.

Materiały

What you have to do

        1. Fill out the application form and prepare your ID document – for more information, see the What you have to prepare section.
        2. Submit the application with any office – for more information, see the Where to collect section.
          Rozwiń tekst

How much you will pay

      • This is a free of charge service.

How long you will have to wait :-The official will immediately accept your application. If there are grounds for assigning the PESEL no. – you will receive notice of assignment of the PESEL Number.ozwiń tekst


Poland - Healthcare

Under what circumstances am I entitled to benefits?

Everyone covered by health insurance is eligible for free healthcare benefits in Poland.

All people staying in Poland temporarily, residents of European Union countries and the European Economic Area are entitled to these benefits. They only need to have health insurance in their country and have the appropriate documents.

The institution which issues and finances health benefits in Poland is the National Health Fund (later in the Jargon busters).

What conditions need to be met?

The right to enjoy free healthcare benefits is provided to a very large number of groups in society. These include workers, children, students, pensioners, the unemployed and the self-employed.

The right to healthcare benefits is attained when applying for health provision, for which an institution sends a contribution, e.g. an employer or university. The exceptions are the self-employed, who have to declare themselves for insurance.

In addition, each insured person must declare the health provision of their family members who are not entitled to health insurance in another way (e.g. with children). They gain the right to health benefits according to the same principles as an insured person.

You can also apply voluntarily for health insurance.

What am I entitled to and how do I apply?

Each insured person has the right to free benefits from all doctor's surgeries and institutions which have a signed contract with the National Health Fund. Among these are:

  • General practitioners;
  • Specialist doctors, after a consultation with a general practitioner. It is possible to go to the following specialists without a consultation: gynaecologist, obstetrician, dentist, venereologist, oncologist, and psychiatrist. Consultations are not required in cases of serious threat to one's health or life;
  • Hospitals, GP surgeries, guidance centres, health centres. In the event of hospitalisation, all treatments, examinations and medicines are free;
  • Private surgeries which have signed contracts with the National Health Fund. Before your visit, you should check whether the services which you want to use in the surgery are provided under the agreement with the health fund;
  • Dentists: it should be recalled that dentistry treatment under the insurance is extremely limited. At this link you can check which dentistry services are available to you under the health insurance.

Medicines

A few medicines in Poland are partly refundable through the National Health Fund. You can read on the pages of the Ministry of Health about grounds for reimbursement and consult the list of refundable medicines. If the medicine prescribed to you is not on the list, you must pay 100% of the market price.

In Poland, pharmacies have an obligation to inform customers whether it is possible to exchange a prescribed medicine against a cheaper equivalent, i.e. one at the same pharmacy or for a lower price. There is also a special hotline of the Ministry of Health which you can call to ask whether prescribed medicines have a cheaper equivalent (look in the "Who do I contact?" section).

During hospitalisation, all medicines are free.

Confirmation of the right to benefits

Residents in Poland may confirm their right to healthcare benefits electronically (giving their PESEL number) using a document confirming health insurance coverage (e.g. that a pension is legitimate) or submit a declaration that they are entitled to insurance.

Residents in the European Union are accorded the same right to healthcare benefits as a resident in Poland. The only condition is to demonstrate that you have the right to healthcare in your country. It is therefore important to have your European Union Health Insurance Card on you.

Jargon busters

PESEL number - 11-digit identification number in Poland. The process of providing a PESEL number for each person registered in Poland for at least 3 months is initiated automatically.

National Health Fund (NFZ) manages the healthcare system in Poland. It signs contracts with doctors and healthcare benefit offices as part of the overall healthcare system. The National Health Fund finances the benefits and also covers the costs for refunding medicines.

Documents to be completed

  • Certificate  ZUS ZZA – for workers or self-employed persons
  • Certificate ZUS ZCNA – for family members of workers or self-employed persons

Know your rights

The links below set out your rights; they are not European Commission sites and do not reflect its opinions:

European Commission websites and publications:

Who do I contact?

National Health Fund – Headquarters
ul.  Rakowiecka 26/30
02-528 Warsaw

Internet: http://www.nfz.gov.pl
Email: kancelariaelektroniczna@nfz.gov.pl

National Health Fund hotline (available24/7):  800190590, from abroad: +48221256600

Ministry of Health
ul. Miodowa 15
00-952 Warsaw

Internet:  www.gov.pl/zdrowie
Email: kancelaria@mz.gov.pl

Ministry of Health hotline (available from 8.15 a.m. to 4.15 p.m.):  +48222500146

Office of the Ombudsman of Patients' Rights
ul. Młynarska 46
01-171 Warsaw
Tel.: +48 225328250
Internet: www.gov.pl/rpp
Email: kancelaria@rpp.gov.pl

Ombudsman of Patients’ Right question form

Free hotline of the Office of the Ombudsman of Patients' Rights (available on weekdays from 8 a.m. to 6 p.m. from 8 a.m. to 4 p.m.): 800190590




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